Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website and services ("Services") provided by Investors Engine ("we," "us," or "Provider"). By using our Services, you agree to these Terms.

1. ACCEPTANCE OF TERMS

By accessing or using our Services, you acknowledge that you've read, understood, and agree to these Terms. If you disagree, please do not use our Services.

2. DESCRIPTION OF SERVICES

Investors Engine provides users with financial analysis tools, including stock research, stock value calculators, financial data, and portfolio tracking specifically for US equities. These Services are subject to updates, improvements, and modifications at our discretion.

3. DISCLAIMER AND LIMITATION OF LIABILITY

3.1. Data Accuracy and Limitations: While we source our data from reputable third-party providers and official filings, Investors Engine does not guarantee absolute accuracy, completeness, or timeliness of the information provided. Users acknowledge that data may contain inaccuracies or delays and assume all risks associated with their use.

3.2. No Financial Advice: Investors Engine provides tools and data solely for informational and educational purposes. We do not offer personalized financial, investment, tax, or legal advice. Always consult a qualified professional before making investment decisions.

3.3. Liability Limitation: Investors Engine shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or reliance on our Services. This includes, but isn't limited to, loss of profits, data, or financial losses.

3.4. No Warranty: Our Services are provided "AS IS" and "AS AVAILABLE," without any warranties, express or implied. We do not warrant uninterrupted, secure, or error-free service.

4. ACCOUNT & BILLING

4.1. Account Registration: Users must register an account to access premium features. You agree to provide accurate and complete registration information.

4.2. Pricing and Payments: Investors Engine will soon introduce premium subscription plans. Pricing details will be provided clearly at the time of subscription. Payments must be made via the accepted payment methods listed on our website.

4.3. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

5. INTELLECTUAL PROPERTY & USAGE RESTRICTIONS

5.1. Ownership: All content, features, and functionality of our Services remain the exclusive property of Investors Engine and are protected by applicable intellectual property laws.

5.2. Usage Restrictions:

• Do not copy, distribute, or commercially exploit our content without permission
• Do not use automated systems to access our Services without consent
• Do not reverse engineer or attempt to extract source code
• Do not engage in activities that could harm or overload our infrastructure

6. PRIVACY

Your use of our Services is also governed by our Privacy Policy, which details how we collect, use, and protect your information.

7. TERMINATION

We reserve the right to suspend or terminate your access to our Services at any time for violations of these Terms or other inappropriate conduct.

8. MODIFICATIONS

We may update these Terms periodically. Significant changes will be communicated via email or website notification. Continued use after changes constitutes acceptance.

9. GOVERNING LAW

These Terms are governed by the laws of the United States and the State of California, without regard to conflict of law provisions.

10. INDEMNIFICATION

You agree to indemnify and hold harmless Investors Engine from any claims, damages, or expenses arising from your use of the Services or violation of these Terms.

CONTACT US

For questions about these Terms of Service, contact us at [email protected].