Bank of America Corp (BAC) vs Visa Inc. Class A (V)

A side-by-side look at how these two compare on valuation, profitability and shareholder returns.

Bank of America vs Visa Inc. Class A at a glance

Both companies operate in the Financials sector, so these figures are broadly like-for-like.

MetricBACV
Market cap$455.01B$739.24B
Price$62.23$383.90
P/E ratio (TTM)13.6132.77
P/B ratio (MRQ)1.3717.34
P/S ratio (TTM)2.1716.43
Revenue growth (1Y)-0.45%11.34%
Return on equity (TTM)10.06%52.91%
Return on invested capital (TTM)4.56%31.53%
Gross margin (TTM)65.21%80.18%
Net margin (TTM)18.95%50.78%
Dividend yield (TTM)2.05%0.70%

How they differ

Visa Inc. Class A is the larger company at $739.24B versus $455.01B — about 1.6x the size.

On trailing earnings, Bank of America is the cheaper of the two at 13.61 against 32.77 for Visa Inc. Class A.

On sales, Bank of America is the cheaper of the two at 2.17 against 16.43 for Visa Inc. Class A.

Visa Inc. Class A leads on revenue growth over the past year, 11.34% against -0.45%.

Visa Inc. Class A leads on return on invested capital, 31.53% against 4.56%.

Visa Inc. Class A leads on gross margin, 80.18% against 65.21%.

Bank of America offers the higher yield at 2.05% against 0.70%.

Go deeper

Ratios describe the past. Whether either is worth owning depends on what you pay today.

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